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There are many of us who are afraid to look for a mortgage or loan and think that there is no possibility of arranging finance. This may be due to County Court Judgments or rent or mortgage arrears that occurred through any number of reasons like divorce, redundancy, sickness or a failed business venture.

We are able to provide non judgmental and sympathetic advice in these circumstances and can help find you the best mortgage or loan to suit your circumstances.

We have access to a wide variety of lenders who can help in this area so do not despair, help may be at hand - telephone us or complete our enquiry form . There is no obligation and we will be only too happy to offer any advice we can.


Click here for a Mortgage Calculator or here if you have an Enquiry.

*For adverse mortgages, the overall cost for comparison is 9.2% APR - actual rate available will depend on your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008
 

We normally do not charge a fee for mortgage advice, however a fee paying option is available. Our typical fee is £295.

Personal Loans are not regulated and Buy to Let mortgages may not be regulated by the Financial Services Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smarter Mortgages UK Ltd is registered in England and Wales No. 05181925

Smarter Mortgages UK Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA)