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Smarter Mortgages, staffed by finance professionals with many years experience in the mortgage and loan market, provides a high quality mortgage/loan service across the UK. With our experience in the mortgage and finance market, we have developed an enviable reputation for providing high quality, efficient advice to all our customers.

Our computer databases allow us to keep up to date information of over 8,000 mortgage and loan schemes on a daily basis and with that number of products, we are able to find all of our customers the best mortgage to suit their own individual circumstances.

If you would like a free mortgage or loan illustration, please do not hesitate to contact us either by our enquiry forms or by telephone.

Our areas of expertise include:

Remortgages Self Employed**
First Time Buyers Self Certification**
Home Movers County Court Judgments*
Debt Consolidation Right to Buy***
Capital Raising Buy to Let
Life and General Insurance Secured and Unsecured Loans

*For adverse mortgages, the overall cost for comparison is 9.2% APR - actual rate available will depend on your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008
**For self certification mortgages, the overall cost for comparison is 8.2% APR . Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008.
***For right to buy mortgages, the overall cost for comparison is 7.2% APR . Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008.

 

 


We normally do not charge a fee for mortgage advice, however a fee paying option is available. Our typical fee is £295.

Personal Loans are not regulated and Buy to Let mortgages may not be regulated by the Financial Services Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smarter Mortgages UK Ltd is registered in England and Wales No. 05181925

Smarter Mortgages UK Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA)