Smarter Mortgages

 

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Mortgages
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As Mortgage and Insurance specialist brokers we provide help and advice to homebuyers in all circumstances.

We have access to the whole of market for mortgages including all of the major High Street lenders, Building societies and specialist finance houses. We also have access to exclusive schemes for people in difficult circumstances.

In addition to finding the best re-mortgage and purchase deals available, we have the experience and expertise to help individuals that have encountered difficulties in finding a mortgage in the past, so whether you have had a less than perfect credit history, or simply are unable to prove your income you can be sure to find the best advice available at Smarter Mortgages.

Remortgages Self Employed**
First Time Buyers Self Certification**
Home Movers County Court Judgments*
Debt Consolidation Right to Buy***
Capital Raising Buy to Let

If you would like an informal discussion, please do not hesitate contact us on
01482 844 545 or use our Quick Mortgage Enquiry Form.

*For adverse mortgages, the overall cost for comparison is 9.2% APR - actual rate available will depend on your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008
**For self certification mortgages, the overall cost for comparison is 8.2% APR . Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008.
***For right to buy mortgages, the overall cost for comparison is 7.2% APR . Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as of 28/03/2008.

 

 

We normally do not charge a fee for mortgage advice, however a fee paying option is available. Our typical fee is £295.

Personal Loans are not regulated and Buy to Let mortgages may not be regulated by the Financial Services Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smarter Mortgages UK Ltd is registered in England and Wales No. 05181925

Smarter Mortgages UK Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA)

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